IT HAS BEGUN. Last night, President Trump said he’s directing Fannie Mae & Freddie Mac to buy $200 BILLION in mortgage bonds/MBS to help bring mortgage rates down. Big difference vs 2020–2021: this isn’t the Fed doing QE — it’s the housing agencies using their resources (details still developing). And today we also got a weaker-than-expected jobs report (50k jobs vs 60k expected), which can support lower rates if it keeps pressure off inflation and keeps rate-cut expectations alive. Rates improv

Trump orders Fannie/Freddie to buy $200B in mortgage to SLASH rates! Here's how: More buyers for mortgages = higher bond prices = lower yields = lenders pass savings to YOU with lower mortgage rates...or at least that's how it's supposed to work.

📅 01.13.2026 - Rates Drifting Back Toward 3-Year Lows 📉 Mortgage Rates & Inflation • Rates are moving lower again and back in range of testing three-year lows. • Today’s CPI inflation report came in cooler than expected. • Forecasts (the consensus of economists) were slightly higher than the actual data, which helped bonds and rate pricing. 🏦 What “Three-Year Lows” Really Means • We briefly bounced off the absolute lows, but pricing is still technically at three-year low levels. • Even withou